budget calculator

The budget calculator is one of the first places to visit when examining your personal finances. It should help you identify your current incomes and expenses, and give you a better idea of how much you can afford to invest, or set aside for other personal finance needs such as pensions.

budget list

expenses
mortgage payments	£ pcm
home maintenance	£ pcm
utility bills (gas, electricity, water)	£ pcm
vehicle hp/loan payments	£ pcm
vehicle running costs	£ pcm
insurance payments	£ pcm
child care, school fees etc. (or alimony)	£ pcm
food	£ pcm
clothing	£ pcm
gifts and charitable contributions	£ pcm
entertainment	£ pcm
travel	£ pcm
credit card and other loan repayments	£ pcm
miscellaneous expenses	£ pcm
regular savings	£ pcm
pension contributions	£ pcm

income
net monthly salary (after tax and NI payments)	£ pcm
other income (dividends, interest, pension, etc.)	£ pcm