Our Services

To give you the most suitable advice and arrange the appropriate products we will guide and help you every step of the way through the financial planning process. This works in the following way:


  • collect relevant information about you and your family;
  • listen to what you want;
  • research the market on your behalf;
  • give our advice, and if you decide to proceed we make the necessary arrangements;
  • review your situation (including investments). Our review service is tailored to your specific needs and is designed to ensure your financial plan continues to meet your needs.

We advise on:


  • First Time Buyers, Next Time Buyers and Remortgages
  • Fixed, Variable and Tracker Rates
  • Offset mortages
  • Secured Loans
  • Buy-to-let
  • Equity Release
  • Advice on Affordable Housing
  • Help-to-Buy


  • Life Cover
  • Critical Illness Cover
  • Accident & Redundancy
  • Income Protection
  • Health Insurance
  • Buildings & Contents Insurance


  • Deposit Accounts; Fixed Term and Instant Access Savings
  • ISAs
  • National Savings & Investments


  • Fixed Interest Securities; Corporate Bonds and Gilts
  • Investment Bonds
  • Onshore and Offshore Investments
  • Unit Trusts, OEICs and Investment ISAs
  • Structured Capital Investments
  • VCT,EIS, ETFs, Investment Trusts


  • Personal Pensions, Stakeholder Pensions
  • Occupational Schemes; Final Salary and Money Purchase
  • Auto Enrolment and NEST
  • Sipps, Income Drawdown and Flexible Drawdown
  • Annuities

Later Life Planning:

  • Equity Release
  • Long Term Care Insurance
  • Care Fees Planning
  • Inheritance Tax Mitigation

At Protection and Investment Limited, it is our aim to provide our clients, prospective clients and their families with a newsletter that they will wish to read. The newsletters will provide you with financial information relevant to today’s world, bring you up to date with changes in legislation and bring a number of special offers to your attention. Just click on the link at the side of this page.

We live in a digital world and the pace of change is accelerating.  The last few years has seen an increasing trend in cybercrime and security breaches.  Whilst we have security measures in place to help prevent fraud and cybercrime, we think that it’s worth reminding our customers that we will NEVER:

  • Carry out an instruction, received by email, to transfer money without ringing you first to verify that you sent it.
  • Advise you to move money ‘out of the blue’.  Whether expected or not you should ring us on a number you have rung before, or refer to our website, to confirm that it came from us.

Protection & Investment Ltd doesn not have the relevant permissions from the Financial Conduct Authority (FCA) to hold client money so we will never ask you to pay anything into our bank account unless it is a fee for our services, agreed in advance.

If you would like some more information on Cyber security advice to protect you and your family, there is some very useful information at   https://www.ncsc.gov.uk/section/information-for/individuals-families


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