Michael Schult

Reading
Independent Financial Adviser

T: 0118 9621444
M: 07958 641416
E: michael@pil.uk.com
A: Hawthorns, Gipsy Lane, Lower Earley, Reading, RG6 3HG

Experience: Michael joined NatWest on the day Elvis died in various roles, before finding financial services in 1989. Left in 1997 to start his own business and joined PIL at the first opportunity in 2002. His focus is mainly setting up and running employee benefit schemes, although Michael also has private clients. His wife Denise, along with Gill McGinty, provide the super office support.

Family

Michael is married to Denise with two children, David and Laura.

Interests

Michael enjoys going away on holiday, spending evenings in with a game or two, attending the theatre and socialising with friends and family over a good meal, which he balances out with the occasional game of badminton or golf.

Major interests outside family and work are amateur dramatics as a Sainsbury Singers member, performing two shows a year, in which he is proud to be the Society Fund Raising Officer. Michael is interested in football supporting (controversially) both Oxford Utd and Reading FC, he is also President of Laurel Park FC and unofficial Girls section development officer.

Client testimonials

I seek long-term client relationships, built upon mutual trust, enabling us to provide a valuable bespoke service. We want to work in tandem with you and enable you to have the best chance of achieving your goals. These are some words from my existing clients:

“Michael has been our trusted advisor for over 20 years. He goes the extra mile time and time again – in short I don’t know what I would have done without his guidance and wise counsel since being widowed in December 2023.” Mrs H

“Michael has steered me & my finances for the last 20+ years with kindness, professionalism and sound advice.” Mr T

“I have recommended Michael Schult many times, as I have always received five star advice and support for over twenty years.” Ms B

“I have known Michael for 20+ years and his advice has always been well considered for my financial needs and I have complete trust in him.” Mr P

“We have been grateful for Michael’s level headed and wise council in this area for several years and this has benefited us greatly towards and into retirement.” Mr W

“Very pleased with the service provided and with the outcome.” Mr B

“Michael was great and explained it all in detail.” Miss L

“Excellent service thank you.” Ms J

“Very friendly, personal advice.” Mr S

My areas of expertise

Planning for
your retirement

Employee
Benefits

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